{"id":80,"date":"2026-10-08T14:00:00","date_gmt":"2026-10-08T14:00:00","guid":{"rendered":"https:\/\/www.salesbysusie.com\/blog\/?p=80"},"modified":"2026-10-08T14:00:00","modified_gmt":"2026-10-08T14:00:00","slug":"los-angeles-programs-can-reduce-down-payments","status":"publish","type":"post","link":"https:\/\/www.salesbysusie.com\/blog\/2026\/10\/08\/los-angeles-programs-can-reduce-down-payments\/","title":{"rendered":"Los Angeles Programs Can Reduce Down Payments"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/susie-avedissian\/buyers-reduce-downpayment-remotion-videos-2bd9\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In Los Angeles, many buyers assume a starter home needs ~20% down, but city and county assistance programs can sharply lower upfront cash needs.<br \/>\nThe city housing department&#039;s purchase-assistance programs offer subordinate loans for down payment, closing, and acquisition costs, with aid up to $161K for qualifying buyers.<br \/>\nApplicants generally contribute at least ~1% of the purchase price, complete an 8-hour education course, and use the home as a primary residence.<br \/>\nLos Angeles County&#039;s tiered homeownership program can provide up to $100K, while statewide options include deferred loans, grants, and tax credits supporting LA purchases.<br \/>\nMany buyers miss these options because rules, classes, funding limits, and paperwork feel daunting, so checking current qualifications with local agencies matters.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Los Angeles, many buyers assume a starter home needs ~20% down, but city and county assistance programs can sharply lower upfront cash needs. The city housing department&#039;s purchase-assistance programs offer subordinate loans for down payment, closing, and acquisition costs, with aid up to $161K for qualifying buyers. Applicants generally contribute at least ~1% of [&hellip;]<\/p>\n","protected":false},"author":352,"featured_media":81,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-80","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/posts\/80","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/users\/352"}],"replies":[{"embeddable":true,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/comments?post=80"}],"version-history":[{"count":1,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/posts\/80\/revisions"}],"predecessor-version":[{"id":82,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/posts\/80\/revisions\/82"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/media\/81"}],"wp:attachment":[{"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/media?parent=80"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/categories?post=80"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.salesbysusie.com\/blog\/wp-json\/wp\/v2\/tags?post=80"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}